Social banking partner program
Earn from the shift to digital payments
People are moving everyday spending to digital dollars. With social banking, the community behind each card shares in what it generates, not only banks and big merchants
- 0.3%
- Level 1 rewards
- 0.2%
- Level 2 rewards
- 2
- Levels, no deeper
The shift
Payments are going digital, and earnings can too
Money moved from cash to cards to apps. The next step is digital dollars you spend like any other money, with a community that shares in the value
Cash and branches
ThenMoney lived in banks and wallets, and the value of every payment stayed with a few large players
Cards and apps
NowSpending went digital and daily, yet your everyday payments still earn you nothing
Stablecoin cards
NextWeb3 users already hold USDT. A card turns it into daily spending wherever cards are accepted
Web3 users spend every day
They already hold USDT
Stable digital dollars are part of how they save and pay
Their payments repeat
Subscriptions, apps and AI tools, small amounts every week
They share what works
Communities adopt tools together, and people trust people they know
Your audience already pays every day
Right now that activity earns nothing for you. With the partner program, your network's card activity can
Your audience. Your network. Your earnings
Turn your reach into rewards
Earn from direct referrals and unlock a second level of rewards as your network grows
Referral network
Referral rewards
- Level 1
- 0.3%
- Your direct referrals
- Level 2
- 0.2%
- Their referrals
- Bonus
- $10
- Subject to conditions
How the two-level program works
You
Share your referral link
Level 1 — 0.3%
Users you invite directly
Level 2 — 0.2%
Users invited by your referrals
What could your audience earn?
Illustrative monthly rewards
$10,000
Total per month
- Level 1 rewards
- $7,500
- Level 2 rewards
- $2,500
- $333
- Per day
- $13.89
- Per hour
- $0.23
- Per minute
Road to $1 a minute
23% of the way
At these assumptions, $1 a minute takes about 1,080,000 people in your audience, or 21,600 active direct referrals
Illustrative estimates, not guaranteed earnings. Actual results depend on referral conversion, eligible user activity and the programme terms. Assumptions: 2% audience conversion, $500 monthly eligible activity per direct referral, and 0.5 second-level referrals per direct referral.Per-minute figures assume a 30-day month
The model
Built on real card activity, not on hype
Four principles keep the program simple to understand and honest about what it can do
Two levels, no deeper
Rewards stop at your referrals' referrals. There is no endless chain to climb
Paid on card activity
Rewards follow the eligible card activity of your network. When people use the card you earn, when they don't you don't
Transparent maths
Audience × conversion × activity × reward rate. The calculator shows the result for any audience size and lists every assumption
No promises
Estimates are illustrative. Real results depend on conversion, usage and the program terms
Don’t just hold USDT. Use it
Put your crypto to work in everyday life. Pay with your card and move available funds back to crypto when you need them
- 3 years
- Apple Pay & Google Pay
- 5-minute setup
Social banking
Where the whole community earns
In traditional banking most of the value of a payment stays with bank owners and main merchants. Social banking shares part of it with the people who bring others in
Two models, one difference
Traditional banking
Social banking with Cashers
Your circle is the network
Everyone you bring in can bring others, and you earn on two levels
180+ countries
Your network can reach beyond your own city: the card works wherever it is accepted, subject to local restrictions
How a reward is born
A small share of each eligible payment travels up to the people who brought the user in
Example at the program rates, for illustration